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If you need to read the fine print. 




Effective: May 2023

These Terms of Service (“Terms”) govern your access to and use of Latcha and Associates, LLC website (“Website,” “we,” “us,” or “our”). By using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.

Intellectual Property

All content, including but not limited to text, graphics, logos, images, and software, on the Website is the property of Latcha and Associates, LLC or its content suppliers and protected by copyright and other intellectual property laws. Unauthorized use of any content may violate copyright, trademark, and other laws.


User Conduct

You agree not to use the Website for any illegal, fraudulent, or abusive purpose. You may not engage in any activity that interferes with or disrupts the proper functioning of the Website.

Limitation of Liability

In no event shall Latcha and Associates, LLC its affiliates, or their respective officers, members, directors, employees, or agents be liable for any direct, indirect, incidental, special, consequential or punitive damages arising out of or related to your use of or inability to use the Website.

Changes to Terms

We reserve the right to modify or replace these Terms at any time. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

Governing Law

These Terms shall be governed by the laws of Michigan. Any disputes arising from these Terms shall be resolved exclusively in the courts located in Michigan.




This Cookie Notice describes the different types of cookies and similar technologies used on the Latcha website from which you are accessing this policy (the “Site”). This policy provides you with information about how we use cookies and how you can control them.


We can change this Cookie Notice at any time. The “Effective Date” at the top of this page indicates when this policy was last revised. Any changes will become effective when we make the revised Cookie Notice available on the Site.

What Are Cookies? Cookies are small files that are placed on your device when you visit a website. They allow the website to recognize your device and remember your preferences.


1. What are cookies and similar technologies?

Cookies are a standard feature of websites that allow us to store small amounts of data
on your computer about your visit to the Site. We use cookies to perform many
different functions. For example, cookies: 

  • Help us learn which areas of the Site are useful and which areas need improvement;

  • Allow us to remember you and your preferences when you return to the Site and otherwise improve your experience;

  • Help us to serve online advertising to you that is relevant to your interests; and

  • Measure the effectiveness of our online advertising and marketing communications.

2. What types of cookies do we use?

Below we list the different types of cookies and similar technologies used on the Site. 

  • Strictly Necessary Cookies. These cookies are required for the Site to function. They are used to ensure the safety, security, and integrity of the Site, as well as to enable users to move around the Site and use its features. Without these cookies, the Site will not perform as smoothly for you as we would like it to, and we may not be able to provide the Site or certain features of it. These cookies are often session-specific, which means they expire after your visit to the Site has ended. These cookies cannot be disabled.

  • Functionality Cookies. These cookies allow the Site to recognize you when you return, as well as to remember choices you made (such as your name, language, or region), so it can provide more personal features. These cookies will typically remain on your device until you choose to clear them. They cannot be disabled.

  • Analytics Cookies. These cookies collect information about your use of the Site and enable us to improve the way it works. For example, analytics cookies show us which are the most frequently visited pages on the Site, help us record any difficulties you have with the Site, and show us whether our content is effective. This allows us to see overall patterns of Site use, rather than the use of a single person. We use the information to analyze Site traffic, but we do not examine this information for individually identifying information. These cookies may be set by us or by third parties, and they typically stay on your computer until you delete them (see below).

  • Advertising Cookies. These cookies are set by us and by third parties and collect information about your activities on the Site and other websites to provide you with advertising (both on the Site and on other websites and online services) that is targeted based on your inferred interests. They can also be used to limit the number of times you see a particular ad. These cookies typically stay on your computer until you delete them (see below).

  • Social Media Cookies. These cookies are set by social media services and track you across the Site and other websites, in order to build a profile of your interests. This affects the content and messages you see on other websites.


3. How can you manage your cookie preferences?

You can stop certain types of cookies from being downloaded on your computer by selecting the appropriate settings on your web browser. Most web browsers will tell you how to stop accepting new browser cookies, how to be notified when you receive a new browser cookie, and how to disable existing cookies. You can find out how to do this for your particular browser by clicking “help” on your browser’s menu or by visiting If you choose to delete or disable cookies and similar technologies, your experience on the Site may be diminished, and some features may not work as intended.

If you have any questions, please use the following contact details:

ATTN: Privacy Department


Privacy Policy

Privacy policy.


LATCHA AND ASSOCIATES, LLC’s Privacy Policy is designed to help you understand how we collect and use any personal information, and help you make informed decisions when using the site located at (“LATCHA AND ASSOCIATES, LLC” or “Website”).

By using or accessing LATCHA AND ASSOCIATES, LLC, you are accepting the practices described in this Privacy Policy.

1. Information We Collect


When you visit LATCHA AND ASSOCIATES, LLC you provide us with two types of information: personal information you knowingly choose to disclose that is collected by us and Website use information automatically collected by us as you interact with our Website. We do not share information that identifies you personally outside of LATCHA AND ASSOCIATES, LLC as part of this program other than with vendors and partners who do work for us. We require that these vendors and partners protect the information and use it only for the services they are providing us.


We receive and store any information you enter on our Website or give us in any other way. When you contact us through the Website, you provide us with certain personal information, such as your name, your email address, your contact information, and any other personal or preference information that you provide to us. We use the information that you provide for such purposes as responding to your requests and communicating with you.


We receive and store certain types of information whenever you interact with us. Examples of the information we collect and analyze include the Internet protocol (IP) address used to connect your computer to the Internet; e-mail address; computer and connection information such as browser type, version, and time zone setting, browser plug-in types and versions, operating system, and platform; the full Uniform Resource Locator (URL) clickstream to, through, and from our Website, including date and time and cookie number. We may also use browser data such as cookies, or similar data on certain parts of our Website for fraud prevention and other purposes. During some visits we may use software tools such as JavaScript or M1 Pixel, embedded URLs or embedded pixels to measure and collect session information, including page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), and methods used to browse to or from the page. This information is gathered for all LATCHA AND ASSOCIATES, LLC visitors and may be re-associated with personal information by LATCHA AND ASSOCIATES, LLC.

In addition, we store certain information from your browser using "cookies." A cookie is a piece of data stored on the user's computer tied to information about the user. We use session ID cookies to confirm that users are logged in. These cookies terminate once the user closes the browser. By default, we use a persistent cookie that stores your login ID (but not your password) to make it easier for you to login when you come back to LATCHA AND ASSOCIATES, LLC. You can remove or block this cookie using the settings in your browser if you want to disable this convenience feature.  Please review our Cookie Notice for more information.

You post content on the Website at your own risk. We cannot control the actions of other Users with whom you may choose to share your information. Therefore, we cannot and do not guarantee that Content you post on the Website will not be viewed by unauthorized persons. We are not responsible for circumvention of any privacy settings or security measures contained on the Website. You understand and acknowledge that, even after removal, copies of Content may remain viewable in cached and archived pages or if other Users have copied or stored your Content.


LATCHA AND ASSOCIATES, LLC obtains information from outside companies or vendors such as those that collect consumer information including name, address, email address, demographic and interest data. Examples of this information include gender, age range, income range, education, sports or automobile enthusiast, frequent diner, etc.

Any improper collection or misuse of information provided on LATCHA AND ASSOCIATES, LLC Website is a violation of this policy and should be reported to LATCHA AND ASSOCIATES, LLC.  By using LATCHA AND ASSOCIATES, LLC, Website you are consenting to have your personal data transferred to and processed in the United States.

2. Links

LATCHA AND ASSOCIATES, LLC may contain links to other websites. We are of course not responsible for the privacy practices of other Websites. We encourage our users to be aware when they leave our site to read the privacy statements of each and every Website that collects personally identifiable information. This Privacy Policy applies solely to information collected by LATCHA AND ASSOCIATES, LLC.

3. Changing or Removing Information

LATCHA AND ASSOCIATES, LLC users may request the opportunity to review and remove any of their personal or contact information by contacting us in writing at 24600 Hallwood Ct., Farmington Hills, MI 48335.

4. Notices and Revisions

If you choose to visit your visit and any dispute over privacy is subject to this Privacy Policy, including limitations on damages, arbitration of, and application of law of the State of Michigan. We reserve the right to change our Privacy Policy at any time by posting a new privacy policy at this location. We therefore encourage you to refer to this policy on an ongoing basis so that you understand our current privacy policy. Unless stated otherwise, our current privacy policy applies to all information that we have about you.

5. Children

If you are under the age of 18 you are not allowed to use this site and we ask that you do not submit any personal or contact information to us.

6. Our Disclosure of Your Information

Due to the regulatory environment in which we operate, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting any of the foregoing), we may be required to disclose information to the government, law enforcement agencies or third parties. Under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or members may abuse or misuse your information that they collect from our Websites. Accordingly, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications will always remain private.

As a matter of policy, we do not sell or rent any personally identifiable information about you to any third party. However, in addition to the uses identified above, the following describes some of the ways that your personally identifiable information may be used or disclosed.

Latcha and Associates, LLC cooperates with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with any investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability. We may be required by law to disclose personally identifiable information to a governmental entity to comply with valid legal process, such as warrants, court orders or subpoenas, but we will not disclose records revealing your selection of video programming unless we receive a court order indicating that the governmental entity has made a specified showing of relevance and you were afforded an opportunity to contest the order. We may be required to disclose personally identifiable information to a non-governmental entity to comply with a court order, after you have been provided notice.

If you have any questions about this Privacy Policy, please contact us using the information provided below.

ATTN: Privacy Department


CCPA Privacy Policy

CCPA Privacy notice.


This CCPA Privacy Notice applies to California residents and supplements our Privacy Policy. It provides information about the categories of personal information we collect, the purposes for which we use it, and your rights under the California Consumer Privacy Act (“CCPA”).

Categories of Personal Information Collected
We collect the following categories of personal information: identifiers (such as name and email address), Internet or other electronic network activity information (such as browsing history), and geolocation data.

Purposes for Collecting Personal Information
We use the collected personal information for the purposes described in our Privacy Policy, including providing customer support, responding to inquiries, and sending marketing communications.

Your CCPA Rights
As a California resident, you have the right to request access to your personal information, request the deletion of your personal information, request information about the categories of personal information we have collected about you, and request information about the categories of third parties with whom we have shared your personal information. You also have the right to opt-out of the sale of your personal information, although we do not currently sell personal information.

To exercise your CCPA rights, please contact us using the information provided below.

ATTN: Privacy Department


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